TY  - BOOK
AU  - Joehnk Michael
AU  -  Gitman Lawrence J
TI  - Personal financial planning
T2  - Dryden Press Series in Finance
SN  - 0030236916
U1  - X:15-75, N9 
PY  - 1999///
CY  - Orlando
PB  - Dryden Press         
KW  -  Planning
KW  - Personal Finance
N1  - Appendix: P 809-12
ER  -